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241 PIONEER Trail, Palatka, FL 32043 (MLS # 2153528)

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PRICE $699,000 dsIDX morgage calculator
BEDS 4
BATHS 3
HOME SIZE 2,994 sqft
LOT SIZE 2.46 ac
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Nestled on 2.46 private wooded acres with approximately 142 feet of Cedar Creek frontage, this custom-built all-brick waterfront home offers the perfect blend of comfort, craftsmanship, and outdoor living. With nearly 3,000 square feet of thoughtfully designed living space, the open floor plan is filled with natural light and showcases breathtaking water views through a wall of 8-foot glass French doors spanning the back of the home. Stained concrete floors, soaring ceilings, a wood-burning fireplace, and custom wood cabinetry create a warm yet refined atmosphere throughout. The spacious kitchen is designed for both everyday living and entertaining, featuring granite countertops, stainless steel appliances, abundant cabinetry, and a large center island for meal prep and gathering. A split-bedroom floor plan provides privacy, with the expansive primary suite offering tranquil water views, private access to the covered lanai, a spa-inspired bath with a walk-in shower and separate garden tub, and generous closet space. Upstairs, the fourth bedroom and full bath provide a flexible space for guests, a home office, or a bonus room. Step outside and experience true Florida waterfront living. Relax on the covered rear porch, entertain on the oversized patio, or head down to your private dock with covered pavilion for boating, fishing, kayaking, shrimping, or simply enjoying the peaceful surroundings. Cedar Creek offers navigable access to the St. Johns River in approximately seven minutes, making it an exceptional location for water enthusiasts. Built with quality and efficiency in mind, the home also features two HVAC systems, two water heaters, insulated interior walls for added sound reduction and energy efficiency, custom electrical with 200-amp service, an oversized side-entry garage with abundant storage, a large laundry room with custom cabinetry and utility sink, private well and septic, and the added benefit of no HOA or CDD fees. If you're searching for a private waterfront retreat where nature, recreation, and quality construction come together, this exceptional property is ready to welcome you home.

LAST UPDATED 7/2/2026 TRACT Cedar Creek Country
YEAR BUILT 2008 COMMUNITY 563-East Bostwick/Bridgeport/Cedar Creek
GARAGE SPACES 2.0 COUNTY Putnam
STATUS Active PROPERTY TYPE(S) Single Family


ADDITIONAL DETAILS
AIR Ceiling Fan(s), Central Air
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
AREA 563-East Bostwick/Bridgeport/Cedar Creek
CONSTRUCTION Brick
FIREPLACE Yes
GARAGE Yes
HEAT Central
INTERIOR Breakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Pantry, Walk-In Closet(s)
LOT 2.46 acre(s)
LOT DESCRIPTION Many Trees, Waterfront
LOT DIMENSIONS 2.46
PARKING Other, Garage, Garage Door Opener, Off Street
SEWER Septic Tank
STORIES Multi/Split, Two
STYLE Traditional
SUBDIVISION Cedar Creek Country
TAXES 4046.78
UTILITIES Cable Available, Electricity Connected, Sewer Connected, Water Connected
VIEW Yes
VIEW DESCRIPTION Canal, Creek/Stream
WATER Private
WATERFRONT Yes
WATERFRONT DESCRIPTION Creek
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

0
P
I
*Estimate only
Listed with BETROS REALTY INC
©2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Coldwell Banker are marked with the listing broker’s name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Date Last Updated: 7/4/26 6:51 PM PDT

This IDX solution is (c) Diverse Solutions 2026.


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